The role of talent development on business performance in Islamic rural banks

The objective of this study is to investigate talent development as a driver for strategic flexibility, digital readiness, and innovativeness how these affect the business performance. This used quantitative approach using surveys from 391 managers directors Islamic rural banks in Indonesia, then data were analyzed structural equation modelling - partial least square (SEM-PLS). results show that has positive effects on innovativeness, readiness. Moreover, flexibility mediating variables between readiness which also lead provides contribution literature by integrating toward financial non-financial It offers managerial implication drives those correlations.